Just Retirement Limited

Reference number: 232595

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Just

Company details

From the company's Companies House record.

Company number
05017193
Company status
Active
Company type
Private limited company
Incorporated
16 January 2004 (22 years old)
Registered office
Enterprise House, Bancroft Road, Reigate, Surrey, RH2 7RP, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Jonathan Scott Bayer Director Apr 1976 1 Apr 2026
Arshil Jamal Director Sep 1967 1 Apr 2026
Frank Trevor Oldham Director Apr 1961 1 Apr 2026
Nigel David Wilson (Sir) Director Nov 1956 1 Apr 2026
Shashank Bhalla Director Mar 1986 1 Apr 2026
Richard Julian Robert Faber Director Jul 1974 1 Apr 2026
Jennifer Lyne Gillespie Director Mar 1970 1 Apr 2026
Anna Wyse Secretary Not published 1 May 2026

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (9 permissions)
  • Accepting Deposits
  • Administering a regulated mortgage contract
  • Arranging (bringing about) deals in investments
  • Carrying out contracts of insurance
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into a regulated mortgage contract as lender
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Activities only in respect of long term insurance.
    The firm may only carry on listed activities in respect of the investments specified for the purpose of its long term insurance business.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Abacus Annuities Ltd

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Just Retirement Limited FCA authorised?
Yes, Just Retirement Limited (FRN 232595) is authorised by the FCA to carry out regulated activities.
Is my money safe with Just Retirement?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Just Retirement to the Financial Ombudsman Service, free of charge.
Is Just Retirement a scam or clone?
Just Retirement is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Just Retirement's Firm Reference Number (FRN)?
Just Retirement's FRN is 232595. You can verify it on the FCA register.