JW Business Lending Solutions Limited

Reference number: 1044849

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Key Commercial Finance Solutions Ltd Reference number: 673419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JW Business Lending Solutions Limited (FRN 1044849) is an AR of Key Commercial Finance Solutions Ltd (FRN 673419). When you use JW Business Lending Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JW Business Lending Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14991235
Company status
Active
Company type
Private limited company
Incorporated
10 July 2023 (3 years old)
Registered office
100 Baptist End Road 100 Baptist End Road, Dudley, DY2 9DJ, England
Nature of business
  • Other education not elsewhere classified (SIC 85590)

Current directors and secretaries

Name Role Born Appointed
Johnathan Henry Watts Director Jan 1987 10 Jul 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Key Commercial Finance Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is JW Business Lending Solutions Limited FCA authorised?
JW Business Lending Solutions Limited (FRN 1044849) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JW Business Lending Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JW Business Lending Solutions Limited (FRN 1044849) is an AR of Key Commercial Finance Solutions Ltd (FRN 673419). When you use JW Business Lending Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JW Business Lending Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with JW Business Lending Solutions?
Protection works through Key Commercial Finance Solutions Ltd, the principal firm responsible for JW Business Lending Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is JW Business Lending Solutions a scam or clone?
JW Business Lending Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is JW Business Lending Solutions's Firm Reference Number (FRN)?
JW Business Lending Solutions's FRN is 1044849. You can verify it on the FCA register.