JW & CH HEALTH LTD

Reference number: 766546

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WPA Healthcare Practice Plc Reference number: 757721 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JW & CH HEALTH LTD (FRN 766546) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use JW & CH HEALTH's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JW & CH HEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15984413
Company status
Active
Company type
Private limited company
Incorporated
27 September 2024 (1 year old)
Registered office
Laurel Cottage Orchard Way, Kelsall, Tarporley, CW6 0PB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Charlotte Ann Heale Director Dec 1986 27 Sep 2024
Christopher David Heale Director Apr 1987 27 Sep 2024
Judith Ann West Director Sep 1959 27 Sep 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through WPA Healthcare Practice Plc, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Judith West

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Common questions

Frequently asked questions

Is JW & CH HEALTH LTD FCA authorised?
JW & CH HEALTH LTD (FRN 766546) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JW & CH HEALTH?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JW & CH HEALTH LTD (FRN 766546) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use JW & CH HEALTH's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JW & CH HEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with JW & CH HEALTH?
Protection works through WPA Healthcare Practice Plc, the principal firm responsible for JW & CH HEALTH's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is JW & CH HEALTH a scam or clone?
JW & CH HEALTH is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is JW & CH HEALTH's Firm Reference Number (FRN)?
JW & CH HEALTH's FRN is 766546. You can verify it on the FCA register.