Kato Wealth Planning Ltd
Reference number: 1026516
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
ValidPath Limited Reference number: 197107 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Kato Wealth Planning Ltd (FRN 1026516) is an AR of ValidPath Limited (FRN 197107). When you use Kato Wealth Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Kato Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
42B Station Road, Castle Bytham, Grantham, Lincolnshire, NG33 4SB, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 16132523
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 December 2024 (1 year old)
- Registered office
- Fairfield House 14a Station Road, Castle Bytham, Grantham, NG33 4SB, England
- Nature of business
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- Financial management (SIC 70221)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Adam Derek Cuthbert | Director | Mar 1980 | 12 Dec 2024 |
| Katie Jayne Cuthbert | Director | Mar 1981 | 24 Oct 2025 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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