Keel Money Ltd

Reference number: 1020783

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No phone number on the FCA register

  • Verified address

    Ground Floor, Fortunata House, 15 Wellington Road, Eccles, Manchester, M30 0DR, United Kingdom

Also trades as
  • Frost Money
  • Keel

Company details

From the company's Companies House record.

Company number
12231881
Company status
Active
Company type
Private limited company
Incorporated
27 September 2019 (6 years old)
Registered office
Fortunata House, Ground Floor, 15 Wellington Road, Eccles, Manchester, M30 0DR, England
Nature of business
  • Other information technology service activities (SIC 62090)

Current directors and secretaries

Name Role Born Appointed
Pawel Piotr Oltuszyk Director Jan 1987 27 Sep 2019
Edyta Sliwinska Director Jun 1983 27 Sep 2019
Andrew Willfred Mark Jennings Director May 1971 30 Jan 2023

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Limits on what they may do

  • Provision of e-money and payment services
    The firm or its agents will not undertake cryptoasset activities or provide payments or e-money services to any person or business who provide cryptoasset activities for their customers.
  • Agents and distributors
    The firm will not onboard any high-risk agents or distributors.
  • Provision of payment services
    The firm will not provide any payment services which are not related to the issuing of e-money unless they are in relation to account information services and payment initiation services.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • FROST MONEY LTD

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Common questions

Frequently asked questions

Is Keel Money Ltd FCA authorised?
Yes, Keel Money Ltd (FRN 1020783) is authorised by the FCA to carry out regulated activities.
Is my money safe with Keel Money?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Keel Money to the Financial Ombudsman Service, free of charge.
Is Keel Money a scam or clone?
Keel Money is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Keel Money's Firm Reference Number (FRN)?
Keel Money's FRN is 1020783. You can verify it on the FCA register.