Kensington Mortgage Company Limited

Reference number: 310336

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 6 other names
  • Acenden
  • Kensington
  • Kensington Mortgages
  • KMC
  • New Street
  • New Street Mortgages

Company details

From the company's Companies House record.

Company number
03049877
Company status
Active
Company type
Private limited company
Incorporated
26 April 1995 (31 years old)
Registered office
Kensington Mortgage Company Ltd, 2nd Floor Marlow International, Parkway, Marlow, SL7 1YL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Michael Keith Jary Director Jun 1963 1 Mar 2023
Simon Richard Betteridge Director Mar 1979 1 Jul 2024
Allison Buckley Director Dec 1971 1 Feb 2025
Robert Albert Joseph Swaak Director Oct 1960 1 Nov 2025
Helen Sarah Hunter Director Jan 1975 14 May 2026

Activities and protection

What they can do, and how you are protected

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (7 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2010, £1.23m in total. This is part of the official register record and is worth reviewing before going ahead.

  • Fined £1.23m on 13 April 2010
    On 12 April 2010 the Financial Services Authority ('the FSA') imposed a financial penalty of £1.225 million on Kensington Mortgage Company Limited ('Kensington') for breaches of Principle 3 (Management and Control) and Principle 6 (Customers' interests). Kensington failed to establish and maintain a clear and appropriate apportionment of significant influence responsibilities among its directors and senior managers and failed to establish and maintain sufficient oversight of its processes and procedures. In addition, Kensington failed to pay due regard to the interests of certain of its customers and treat them fairly in handling its mortgage arrears and repossessions activities and applied charges to customers' accounts that were unfair and/or excessive. The FSA's action took effect on 12 April 2010, and a copy of the Final Notice, which sets out the reason for the action, is displayed on the FSA's web site and can be accessed.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Kensington Insurance Services

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Common questions

Frequently asked questions

Is Kensington Mortgage Company Limited FCA authorised?
Yes, Kensington Mortgage Company Limited (FRN 310336) is authorised by the FCA to carry out regulated activities.
Is my money safe with Kensington Mortgage Company?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Kensington Mortgage Company to the Financial Ombudsman Service, free of charge.
Is Kensington Mortgage Company a scam or clone?
Kensington Mortgage Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Kensington Mortgage Company's Firm Reference Number (FRN)?
Kensington Mortgage Company's FRN is 310336. You can verify it on the FCA register.