KLARNA FINANCIAL SERVICES UK LIMITED

Reference number: 1021834

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Klarna

Company details

From the company's Companies House record.

Company number
14290857
Company status
Active
Company type
Private limited company
Incorporated
11 August 2022 (4 years old)
Registered office
10 York Road, London, SE1 7ND, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Niclas Peter Neglen Director Aug 1977 11 Aug 2022
Abby Charlotte Vickers Director Mar 1982 1 Nov 2022
Daniel Messenger Director Jun 1986 17 Feb 2024
Camilla Giesecke Director Jul 1980 1 May 2025
Michael Cuong Vi Tran Director Mar 1986 20 Apr 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Limits on what they may do

  • Will not appoint any agents or distributors
    Klarna Financial Services UK Limited will not appoint any agents or distributors

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is KLARNA FINANCIAL SERVICES UK LIMITED FCA authorised?
Yes, KLARNA FINANCIAL SERVICES UK LIMITED (FRN 1021834) is authorised by the FCA to carry out regulated activities.
Is my money safe with KLARNA FINANCIAL SERVICES UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about KLARNA FINANCIAL SERVICES UK to the Financial Ombudsman Service, free of charge.
Is KLARNA FINANCIAL SERVICES UK a scam or clone?
KLARNA FINANCIAL SERVICES UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is KLARNA FINANCIAL SERVICES UK's Firm Reference Number (FRN)?
KLARNA FINANCIAL SERVICES UK's FRN is 1021834. You can verify it on the FCA register.