KOZIWARM PLUMBING & HEATING LIMITED

Reference number: 1045787

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SHERMIN FINANCE LIMITED Reference number: 727594 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • KOZIWARM PLUMBING & HEATING LIMITED (FRN 1045787) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not KOZIWARM PLUMBING & HEATING.
  • Example: if KOZIWARM PLUMBING & HEATING refers you to a financial adviser, the advice should come from the principal firm, not from KOZIWARM PLUMBING & HEATING itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • HBE
  • HBE HEATING
  • Koziwarm
  • www.hbeheating.co.uk

Company details

From the company's Companies House record.

Company number
10452559
Company status
Active
Company type
Private limited company
Incorporated
31 October 2016 (9 years old)
Registered office
Unit 5e Morses Lane, Brightlingsea, Essex, CO7 0SF
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Steven John Rollings Director May 1974 30 Jun 2023
Jeremy John Strutt Director Nov 1970 30 Jun 2023
Anna Maughan Secretary Not published 30 Sep 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is KOZIWARM PLUMBING & HEATING LIMITED FCA authorised?
KOZIWARM PLUMBING & HEATING LIMITED (FRN 1045787) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for KOZIWARM PLUMBING & HEATING?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. KOZIWARM PLUMBING & HEATING LIMITED (FRN 1045787) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not KOZIWARM PLUMBING & HEATING. Example: if KOZIWARM PLUMBING & HEATING refers you to a financial adviser, the advice should come from the principal firm, not from KOZIWARM PLUMBING & HEATING itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with KOZIWARM PLUMBING & HEATING?
Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for KOZIWARM PLUMBING & HEATING's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is KOZIWARM PLUMBING & HEATING a scam or clone?
KOZIWARM PLUMBING & HEATING is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is KOZIWARM PLUMBING & HEATING's Firm Reference Number (FRN)?
KOZIWARM PLUMBING & HEATING's FRN is 1045787. You can verify it on the FCA register.