Kuldip S Gakhal

Reference number: 689295

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Introducer appointed representative

Kuldip S Gakhal can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Kuldip S Gakhal (FRN 689295) introduces customers to Chrysalis Finance Limited (FRN 631193). Any regulated advice or arranging is done by the principal, not Kuldip S Gakhal.
  • Example: if Kuldip S Gakhal refers you to a financial adviser, the advice should come from the principal firm, not from Kuldip S Gakhal itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Cadbury Dental Practice
  • Halfway House Dental Practice

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Kuldip Gakhal

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Halfway House Dental Practice
  • Newport Dental Practice
  • Woodside Dental Practice

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Common questions

Frequently asked questions

Is Kuldip S Gakhal FCA authorised?
Kuldip S Gakhal (FRN 689295) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Kuldip S Gakhal?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Kuldip S Gakhal (FRN 689295) introduces customers to Chrysalis Finance Limited (FRN 631193). Any regulated advice or arranging is done by the principal, not Kuldip S Gakhal. Example: if Kuldip S Gakhal refers you to a financial adviser, the advice should come from the principal firm, not from Kuldip S Gakhal itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Kuldip S Gakhal?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Kuldip S Gakhal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Kuldip S Gakhal a scam or clone?
Kuldip S Gakhal is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Kuldip S Gakhal's Firm Reference Number (FRN)?
Kuldip S Gakhal's FRN is 689295. You can verify it on the FCA register.