L & L Inc Limited

Reference number: 446980

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • L & L Inc Limited (FRN 446980) is an AR of Group 1 Automotive UK Limited (FRN 671390). When you use L & L Inc's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from L & L Inc, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 5 other names
  • L & L Automotive
  • Mercedes Benz of Bishops Stortford
  • Mercedes-Benz of Hemel Hempstead
  • Mercedes-Benz of Hertford
  • Mercedes-Benz of Stevenage

Company details

From the company's Companies House record.

Company number
04415393
Company status
Active
Company type
Private limited company
Incorporated
12 April 2002 (24 years old)
Registered office
First Point St. Leonards Road, Allington, Maidstone, Kent, ME16 0LS, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Current directors and secretaries

Name Role Born Appointed
Gillian Hobson Director Jul 1971 1 Jul 2024
Daniel James Mchenry Director May 1974 1 Jul 2024
Farheen Ahmad Director Apr 1987 5 Jun 2026
Gillian Hobson Secretary Not published 1 Jul 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Group 1 Automotive UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • L & L Inc Ltd

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Mercedes Benz Of Harpenden
  • Mercedes Benz Of Hitchin

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Common questions

Frequently asked questions

Is L & L Inc Limited FCA authorised?
L & L Inc Limited (FRN 446980) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for L & L Inc?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. L & L Inc Limited (FRN 446980) is an AR of Group 1 Automotive UK Limited (FRN 671390). When you use L & L Inc's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from L & L Inc, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with L & L Inc?
Protection works through Group 1 Automotive UK Limited, the principal firm responsible for L & L Inc's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is L & L Inc a scam or clone?
L & L Inc is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is L & L Inc's Firm Reference Number (FRN)?
L & L Inc's FRN is 446980. You can verify it on the FCA register.