Lancashire Smiles Limited

Reference number: 1034405

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Tabeo Finance Limited Reference number: 777539 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lancashire Smiles Limited (FRN 1034405) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Lancashire Smiles.
  • Example: if Lancashire Smiles refers you to a financial adviser, the advice should come from the principal firm, not from Lancashire Smiles itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01772 342929

  • Verified address

    63 Freckleton Street, Kirkham, Preston, Lancashire, PR4 2SN, United Kingdom

Also trades as
  • Lancashire Smiles Dental

Company details

From the company's Companies House record.

Company number
13199253
Company status
Active
Company type
Private limited company
Incorporated
12 February 2021 (5 years old)
Registered office
Chester House Lloyd Drive, Cheshire Oaks Business Park, Ellesmere Port, Cheshire, CH65 9HQ, United Kingdom
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Arnold Wadzanayi Gangaidzo (Dr) Director Oct 1991 12 Feb 2021
Rumbidzai Gangaidzo Director Sep 1990 12 Feb 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lancashire Smiles Limited FCA authorised?
Lancashire Smiles Limited (FRN 1034405) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lancashire Smiles?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lancashire Smiles Limited (FRN 1034405) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Lancashire Smiles. Example: if Lancashire Smiles refers you to a financial adviser, the advice should come from the principal firm, not from Lancashire Smiles itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Lancashire Smiles?
Protection works through Tabeo Finance Limited, the principal firm responsible for Lancashire Smiles's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Lancashire Smiles a scam or clone?
Lancashire Smiles is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lancashire Smiles's Firm Reference Number (FRN)?
Lancashire Smiles's FRN is 1034405. You can verify it on the FCA register.