Lantern Debt Recovery Services Limited

Reference number: 718024

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Lantern

Company details

From the company's Companies House record.

Company number
06637307
Company status
Active
Company type
Private limited company
Incorporated
3 July 2008 (18 years old)
Registered office
Protection House 83 Bradford Road, Stanningley, Pudsey, West Yorkshire, LS28 6AT
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew John Kirk Director Mar 1981 1 Aug 2019
Andrew Mark Jones Director Dec 1968 1 Aug 2019
Paul Anthony Mason Director May 1970 1 Nov 2023

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (7 permissions)
  • Debt Administration
  • Debt-collecting
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Lantern Debt Recovery Services Ltd
  • Motormile Finance UK Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • MMF
  • MMF Debt Purchase
  • MMF UK

Complaints record

In January–June 2025, the Financial Ombudsman Service received 51 new complaints about this firm, and upheld 68% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 51

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Lantern Debt Recovery Services Limited FCA authorised?
Yes, Lantern Debt Recovery Services Limited (FRN 718024) is authorised by the FCA to carry out regulated activities.
Is my money safe with Lantern Debt Recovery Services?
Protection depends on which product you hold and how Lantern Debt Recovery Services handles your money, so check the specific product before you commit. You can also refer complaints about Lantern Debt Recovery Services to the Financial Ombudsman Service, free of charge.
Is Lantern Debt Recovery Services a scam or clone?
Lantern Debt Recovery Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lantern Debt Recovery Services's Firm Reference Number (FRN)?
Lantern Debt Recovery Services's FRN is 718024. You can verify it on the FCA register.