LAP Bikes Limited

Reference number: 1056623

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Affirm U.K. Limited Reference number: 756087 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • LAP Bikes Limited (FRN 1056623) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not LAP Bikes.
  • Example: if LAP Bikes refers you to a financial adviser, the advice should come from the principal firm, not from LAP Bikes itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12825825
Company status
Active
Company type
Private limited company
Incorporated
20 August 2020 (5 years old)
Registered office
47 Little Britain, London, EC1A 7BH, England
Nature of business
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles (SIC 47640)

Current directors and secretaries

Name Role Born Appointed
Bojidar Gueorguiev Savkov Director Apr 1985 20 Aug 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Affirm U.K. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is LAP Bikes Limited FCA authorised?
LAP Bikes Limited (FRN 1056623) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for LAP Bikes?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. LAP Bikes Limited (FRN 1056623) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not LAP Bikes. Example: if LAP Bikes refers you to a financial adviser, the advice should come from the principal firm, not from LAP Bikes itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with LAP Bikes?
Protection works through Affirm U.K. Limited, the principal firm responsible for LAP Bikes's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is LAP Bikes a scam or clone?
LAP Bikes is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LAP Bikes's Firm Reference Number (FRN)?
LAP Bikes's FRN is 1056623. You can verify it on the FCA register.