Larkspur Financial Limited

Reference number: 1030127

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Larkspur Financial Limited (FRN 1030127) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Larkspur Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Larkspur Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07584 834599

  • Verified address

    19 The Terrace, Torquay, Torbay, TQ1 1BN, United Kingdom

Also trades as
  • Larkspur Mortgages

Company details

From the company's Companies House record.

Company number
16185946
Company status
Active
Company type
Private limited company
Incorporated
15 January 2025 (1 year old)
Registered office
19 The Terrace, Torquay, Devon, TQ1 1BN, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Megan May Eden Director Jan 1994 15 Jan 2025
Steven David Eden Director May 1992 15 Jan 2025
Noor-E-Sabah Mohsin Director Sep 1995 15 Jan 2025
Jonathan Pitman Director Oct 1985 15 Jan 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Larkspur Financial Limited FCA authorised?
Larkspur Financial Limited (FRN 1030127) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Larkspur Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Larkspur Financial Limited (FRN 1030127) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Larkspur Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Larkspur Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Larkspur Financial?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Larkspur Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Larkspur Financial a scam or clone?
Larkspur Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Larkspur Financial's Firm Reference Number (FRN)?
Larkspur Financial's FRN is 1030127. You can verify it on the FCA register.