LC Funeral Plans Limited

Reference number: 990378

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LC Funeral Plans Limited (FRN 990378) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use LC Funeral Plans's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LC Funeral Plans, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01522 501999

  • Verified address

    Stanley Bett House, 15-23 Tentercroft Street, Lincoln, Lincolnshire, LN5 7DB, United Kingdom

Also trades as
  • Lincolnshire Co-Op
  • Lincolnshire Co-Operative Society

Company details

From the company's Companies House record.

Company number
14170261
Company status
Active
Company type
Private limited company
Incorporated
14 June 2022 (4 years old)
Registered office
15-23 Tentercroft Street, Lincoln, Lincolnshire, LN5 7DB, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Alison Edlar Hands Director May 1966 16 May 2023
Alice Marie Hare Director Dec 1979 25 Sep 2024
Paul Matthew Howard Director Aug 1983 25 Sep 2024
Robert James Allen Secretary Not published 16 May 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Lincolnshire Co-operative Ltd

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Common questions

Frequently asked questions

Is LC Funeral Plans Limited FCA authorised?
LC Funeral Plans Limited (FRN 990378) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LC Funeral Plans?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LC Funeral Plans Limited (FRN 990378) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use LC Funeral Plans's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LC Funeral Plans, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with LC Funeral Plans?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for LC Funeral Plans's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is LC Funeral Plans a scam or clone?
LC Funeral Plans is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LC Funeral Plans's Firm Reference Number (FRN)?
LC Funeral Plans's FRN is 990378. You can verify it on the FCA register.