LCM Marketing Services Limited

Reference number: 603553

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Lancashire Insurance Marketing Services Limited Reference number: 440717 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LCM Marketing Services Limited (FRN 603553) is an AR of Lancashire Insurance Marketing Services Limited (FRN 440717). When you use LCM Marketing Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LCM Marketing Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
08579415
Company status
Active
Company type
Private limited company
Incorporated
21 June 2013 (13 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Michael David Bambury Director Jan 1973 26 Apr 2019
John William Cadman Director Nov 1965 26 Apr 2019
Robert William Kennedy Director Jun 1972 1 Oct 2025
Matthew Thomas Director Nov 1980 27 Feb 2026
Louise Ann Byrne Secretary Not published 5 Feb 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Lancashire Insurance Marketing Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is LCM Marketing Services Limited FCA authorised?
LCM Marketing Services Limited (FRN 603553) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LCM Marketing Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LCM Marketing Services Limited (FRN 603553) is an AR of Lancashire Insurance Marketing Services Limited (FRN 440717). When you use LCM Marketing Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LCM Marketing Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with LCM Marketing Services?
Protection works through Lancashire Insurance Marketing Services Limited, the principal firm responsible for LCM Marketing Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is LCM Marketing Services a scam or clone?
LCM Marketing Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LCM Marketing Services's Firm Reference Number (FRN)?
LCM Marketing Services's FRN is 603553. You can verify it on the FCA register.