Lealex Limited

Reference number: 742325

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01947 825893

  • Verified address

    15 Baxtergate, Whitby, North Yorkshire, YO21 1BW, United Kingdom

Also trades as 4 other names
  • Ramsdens
  • Ramsdens for cash
  • Ramsdens Pawnbrokers
  • Watches Of Whitby

Company details

From the company's Companies House record.

Company number
08001723
Company status
Active
Company type
Private limited company
Incorporated
22 March 2012 (14 years old)
Registered office
127 Church Street, Whitby, North Yorkshire, YO22 4DE, England
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Current directors and secretaries

Name Role Born Appointed
Alex Stephen Affleck Director Apr 1981 22 Mar 2012
Leanne Whyte Director Jun 1984 1 Dec 2023

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lealex Limited FCA authorised?
Yes, Lealex Limited (FRN 742325) is authorised by the FCA to carry out regulated activities.
Is my money safe with Lealex?
Protection depends on which product you hold and how Lealex handles your money, so check the specific product before you commit. You can also refer complaints about Lealex to the Financial Ombudsman Service, free of charge.
Is Lealex a scam or clone?
Lealex is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lealex's Firm Reference Number (FRN)?
Lealex's FRN is 742325. You can verify it on the FCA register.