Leeds City Credit Union Limited

Reference number: 213369

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Leeds Credit Union

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (5)
  • 01792 272247
  • 020 3129 6646
  • 020 7193 9864
  • 020 8064 0545
  • 020 8378 3260
Fake email addresses (4)
  • affordable.loans@cash4u.com
  • customeraloanapproval@gmail.com
  • info@circlehousingmoney.com
  • loanapprovalcustomerhelpline@gmail.com
Fake websites (1)
  • circlehousingmoney.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (13 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Leeds City Council Employees Credit Union Limited

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Affordable Lending
  • Affordable Loans
  • Circle Housing Money
  • White Rose Credit Union
  • Your Loan Shop

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Common questions

Frequently asked questions

Is Leeds City Credit Union Limited FCA authorised?
Yes, Leeds City Credit Union Limited (FRN 213369) is authorised by the FCA to carry out regulated activities.
Is my money safe with Leeds City Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Leeds City Credit Union to the Financial Ombudsman Service, free of charge.
Is Leeds City Credit Union a scam or clone?
Leeds City Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Leeds City Credit Union's Firm Reference Number (FRN)?
Leeds City Credit Union's FRN is 213369. You can verify it on the FCA register.