Legacy Home Protect Limited

Reference number: 615477

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Legacy Home Protect Limited (FRN 615477) is an AR of CAVERE LIMITED (FRN 517325). When you use Legacy Home Protect's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Legacy Home Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
08722216
Company status
Active
Company type
Private limited company
Incorporated
7 October 2013 (12 years old)
Registered office
1st Floor, Provincial House, 37 New Walk, Leicester, LE1 6TE, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
David Fuher Director May 1968 17 Jun 2015
Daniel Christopher Lewis Stevenson Director Sep 1988 1 Oct 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CAVERE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Home2Protect Limited
  • Legacy Home Protect Limted

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Common questions

Frequently asked questions

Is Legacy Home Protect Limited FCA authorised?
Legacy Home Protect Limited (FRN 615477) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Legacy Home Protect?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Legacy Home Protect Limited (FRN 615477) is an AR of CAVERE LIMITED (FRN 517325). When you use Legacy Home Protect's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Legacy Home Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Legacy Home Protect?
Protection works through CAVERE LIMITED, the principal firm responsible for Legacy Home Protect's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Legacy Home Protect a scam or clone?
Legacy Home Protect is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Legacy Home Protect's Firm Reference Number (FRN)?
Legacy Home Protect's FRN is 615477. You can verify it on the FCA register.