Life Cover For All Limited Liability Partnership

Reference number: 540652

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Access Wealth Management Reference number: 150188 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Life Cover For All Limited Liability Partnership (FRN 540652) is an AR of Access Wealth Management (FRN 150188). When you use Life Cover For All Limited Liability Partnership's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Life Cover For All Limited Liability Partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
OC359631
Company status
Active
Company type
Limited liability partnership
Incorporated
17 November 2010 (15 years old)
Registered office
The Beacon Beaufront Park, Anick Road, Hexham, Northumberland, NE46 4TU

Current directors and secretaries

Name Role Born Appointed
Christine Amanda Clancy LLP designated member Dec 1954 17 Nov 2010
James Anthony Clancy LLP designated member Jun 1953 5 May 2014

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Access Wealth Management, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Life Cover For All LLP

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Common questions

Frequently asked questions

Is Life Cover For All Limited Liability Partnership FCA authorised?
Life Cover For All Limited Liability Partnership (FRN 540652) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Life Cover For All Limited Liability Partnership?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Life Cover For All Limited Liability Partnership (FRN 540652) is an AR of Access Wealth Management (FRN 150188). When you use Life Cover For All Limited Liability Partnership's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Life Cover For All Limited Liability Partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Life Cover For All Limited Liability Partnership?
Protection works through Access Wealth Management, the principal firm responsible for Life Cover For All Limited Liability Partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Life Cover For All Limited Liability Partnership a scam or clone?
Life Cover For All Limited Liability Partnership is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Life Cover For All Limited Liability Partnership's Firm Reference Number (FRN)?
Life Cover For All Limited Liability Partnership's FRN is 540652. You can verify it on the FCA register.