Life Is Too Short Protection Limited

Reference number: 1047593

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Life Is Too Short Protection Limited (FRN 1047593) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Life Is Too Short Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Life Is Too Short Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07496 041867

  • Verified address

    Suite 8, Tower House, New Portreath Road, Redruth, Cornwall, TR16 4QL, United Kingdom

Company details

From the company's Companies House record.

Company number
16444535
Company status
Active
Company type
Private limited company
Incorporated
12 May 2025 (1 year old)
Registered office
Suite 8, Tower House New Portreath Road, Bridge, Redruth, Cornwall, TR16 4QL, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Leanda Daddow Director Dec 1983 23 Feb 2026
Georgia Parker Director May 1991 23 Feb 2026
Leanda Daddow Secretary Not published 23 Feb 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Life Is Too Short Protection Limited FCA authorised?
Life Is Too Short Protection Limited (FRN 1047593) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Life Is Too Short Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Life Is Too Short Protection Limited (FRN 1047593) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Life Is Too Short Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Life Is Too Short Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Life Is Too Short Protection?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Life Is Too Short Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Life Is Too Short Protection a scam or clone?
Life Is Too Short Protection is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Life Is Too Short Protection's Firm Reference Number (FRN)?
Life Is Too Short Protection's FRN is 1047593. You can verify it on the FCA register.