Lifemortgage UK Ltd
Reference number: 784210
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Britannia Financial (UK) Limited Reference number: 776344 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Lifemortgage UK Ltd (FRN 784210) is an AR of Britannia Financial (UK) Limited (FRN 776344). When you use Lifemortgage UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Lifemortgage UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
31 Burrell Street, Crieff, Perth and Kinross, PH7 4DT, United Kingdom
- Equity Release Scotland.Org
Company details
From the company's Companies House record.
- Company name
- LIFEMORTGAGE UK LIMITED
- Company number
- SC570501
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 July 2017 (9 years old)
- Registered office
- 23 Brighouse Park Cross, Edinburgh, EH4 6GZ, Scotland
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Alastair George Shields | Director | Nov 1964 | 5 Jul 2017 |
| Anthony Doherty | Director | Oct 1961 | 6 Sep 2018 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through Britannia Financial (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Names it no longer trades under
This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired name
- Equity Release Scotland.Gov
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