Lifestyle Policy Limited

Reference number: 920942

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE) Reference number: 202748 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lifestyle Policy Limited (FRN 920942) is an AR of EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE) (FRN 202748). When you use Lifestyle Policy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lifestyle Policy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0330 024 2416

  • Verified address

    Thorpe Underwood Hall, Ouseburn, York, North Yorkshire, YO26 9SS, United Kingdom

Also trades as
  • The Insurance Emporium

Company details

From the company's Companies House record.

Company number
01489652
Company status
Active
Company type
Private limited company
Incorporated
8 April 1980 (46 years old)
Registered office
Thorpe Underwood Hall, Ouseburn, York, North Yorkshire, YO26 9SS, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Christopher James Hall Director Apr 1969 24 Jan 2020
Amy Katherine Martin Director Dec 1983 24 Jan 2020
Francis David Martin Director Apr 1967 24 Jan 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lifestyle Policy Limited FCA authorised?
Lifestyle Policy Limited (FRN 920942) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lifestyle Policy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lifestyle Policy Limited (FRN 920942) is an AR of EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE) (FRN 202748). When you use Lifestyle Policy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lifestyle Policy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Lifestyle Policy?
Protection works through EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE), the principal firm responsible for Lifestyle Policy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Lifestyle Policy a scam or clone?
Lifestyle Policy is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lifestyle Policy's Firm Reference Number (FRN)?
Lifestyle Policy's FRN is 920942. You can verify it on the FCA register.