Lincolnshire Co-operative Ltd

Reference number: 403352

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lincolnshire Co-operative Ltd (FRN 403352) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Lincolnshire Co-operative refers you to a financial adviser, the advice should come from the principal firm, not from Lincolnshire Co-operative itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lincolnshire Co-operative Ltd FCA authorised?
Lincolnshire Co-operative Ltd (FRN 403352) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lincolnshire Co-operative?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lincolnshire Co-operative Ltd (FRN 403352) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Lincolnshire Co-operative refers you to a financial adviser, the advice should come from the principal firm, not from Lincolnshire Co-operative itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Lincolnshire Co-operative?
Protection works through the principal firm responsible for Lincolnshire Co-operative's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Lincolnshire Co-operative a scam or clone?
Lincolnshire Co-operative is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lincolnshire Co-operative's Firm Reference Number (FRN)?
Lincolnshire Co-operative's FRN is 403352. You can verify it on the FCA register.