Liverpool Victoria Financial Services Limited

Reference number: 110035

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Liverpool Victoria
  • LV
  • LV= Liverpool Victoria
  • RNPFN

Company details

From the company's Companies House record.

Company number
12383237
Company status
Active
Company type
Private company limited by guarantee
Incorporated
2 January 2020 (6 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Life insurance (SIC 65110)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Maxwell Colin Ledlie Director Mar 1966 2 Jan 2020
Susan Davidson Mcinnes Director Jul 1962 1 Apr 2020
Simon Alick Moore Director May 1965 17 Jun 2022
David Emmanuel Hynam Director Aug 1971 24 Oct 2022
David Frederick Swiffen Rogers Director May 1956 1 Mar 2023
Stephen Keith Percival Director Oct 1975 22 Jun 2023
Jonathan Robson Pears (Dr) Director Apr 1968 10 Apr 2026
Alain Kerneis Director Dec 1968 1 Jul 2026
Oliver Thomas Wilson Secretary Not published 4 Nov 2024

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 01202 985193
Fake email addresses (2)
  • paul.jolley@liverpoolvictoria-ltd.com
  • paul.jolley@liverpoolvictoria-uk.com
Fake websites (1)
  • buy.highyieldinvestmentbond.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Show FCA detail (12 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Establishing, operating or winding up a stakeholder pension scheme
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 4 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Liverpool Victoria Friendly Society
  • Liverpool Victoria Friendly Society Limited
  • Liverpool Victoria Group
  • Liverpool Victoria Legal Friendly Society

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • F.A.S.
  • Financial Advice Services
  • Great Deal
  • Liverpool Victoria Financial Advice Services
  • L.V.F.A.S.

Complaints record

In January–June 2025, the Financial Ombudsman Service received 79 new complaints about this firm, and upheld 14% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Insurance 50
  • Pensions 23
  • Investments 4

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Liverpool Victoria Financial Services Limited FCA authorised?
Yes, Liverpool Victoria Financial Services Limited (FRN 110035) is authorised by the FCA to carry out regulated activities.
Is my money safe with Liverpool Victoria Financial Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Liverpool Victoria Financial Services to the Financial Ombudsman Service, free of charge.
Is Liverpool Victoria Financial Services a scam or clone?
Liverpool Victoria Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Liverpool Victoria Financial Services's Firm Reference Number (FRN)?
Liverpool Victoria Financial Services's FRN is 110035. You can verify it on the FCA register.