LJCD Consulting Ltd

Reference number: 912790

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Vehicle Finance Ltd Reference number: 669990 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LJCD Consulting Ltd (FRN 912790) is an AR of First Vehicle Finance Ltd (FRN 669990). When you use LJCD Consulting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LJCD Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01293 456100

  • Verified address

    4 Summerley Close, Rustington, Littlehampton, West Sussex, BN16 3TU, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through First Vehicle Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is LJCD Consulting Ltd FCA authorised?
LJCD Consulting Ltd (FRN 912790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LJCD Consulting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LJCD Consulting Ltd (FRN 912790) is an AR of First Vehicle Finance Ltd (FRN 669990). When you use LJCD Consulting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LJCD Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with LJCD Consulting?
Protection works through First Vehicle Finance Ltd, the principal firm responsible for LJCD Consulting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is LJCD Consulting a scam or clone?
LJCD Consulting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LJCD Consulting's Firm Reference Number (FRN)?
LJCD Consulting's FRN is 912790. You can verify it on the FCA register.