Lloyd & Whyte Community Broking Ltd

Reference number: 301273

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 7 other names
  • Cleddau Insurance Services
  • Davies Craddock
  • Eastside Insurance Services
  • Jo Pavey Insurance Services
  • Lloyd & Whyte Health & Wellbeing
  • Lloyd & Whyte Legal Indemnities
  • Northcott Beaton

Company details

From the company's Companies House record.

Company number
04640518
Company status
Active
Company type
Private limited company
Incorporated
17 January 2003 (23 years old)
Registered office
Affinity House, Bindon Road, Taunton, TA2 6AA, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Stephen Astley Director Nov 1959 5 Mar 2021
David Robert Moore Director Feb 1966 5 Mar 2021
Matthew Mervyn Pyke Director Aug 1970 5 Mar 2021
Paul Short Director Jul 1985 1 Aug 2023
Stephen Astley Secretary Not published 5 Mar 2021

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Bh&S Insurance Services Limited
  • B H & S Insurance Services Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • BH&S Business Insurance Services
  • BH&S Insurance Services
  • Northcott Beaton

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Common questions

Frequently asked questions

Is Lloyd & Whyte Community Broking Ltd FCA authorised?
Yes, Lloyd & Whyte Community Broking Ltd (FRN 301273) is authorised by the FCA to carry out regulated activities.
Is my money safe with Lloyd & Whyte Community Broking?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lloyd & Whyte Community Broking to the Financial Ombudsman Service, free of charge.
Is Lloyd & Whyte Community Broking a scam or clone?
Lloyd & Whyte Community Broking is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lloyd & Whyte Community Broking's Firm Reference Number (FRN)?
Lloyd & Whyte Community Broking's FRN is 301273. You can verify it on the FCA register.