Lloyds Bank Insurance Services Limited

Reference number: 310738

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Bank of Scotland
  • Halifax
  • Lloyds
  • MBNA

Company details

From the company's Companies House record.

Company number
00968406
Company status
Active
Company type
Private limited company
Incorporated
16 December 1969 (56 years old)
Registered office
25 Gresham Street, London, EC2V 7HN
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Veronica Lennon Director Nov 1975 3 May 2023
Jeremy Andrew Ward Director Aug 1974 15 Feb 2024
Rachel Anne Messenger Director May 1982 21 Dec 2024
Matthew David Paget Director May 1975 10 Jun 2026
Heather Jane Matthew Secretary Not published 13 Feb 2026

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2021, £90.69m in total. This is part of the official register record and is worth reviewing before going ahead.

  • Fined £90.69m on 8 July 2021
    On 8 July 2021, the Financial Conduct Authority (the “Authority”) has imposed a financial penalty on Lloyds Bank General Insurance Limited, St Andrew’s Insurance Plc, Lloyds Bank Insurance Services Limited and Halifax General Insurance Services Limited (“LBGI”). The reason for this action is because between 1 January 2009 and 19 November 2017, LBGI breached Principle 3 (Management and control) and Principle 7 (Communications with clients) of the Authority’s Principles for Businesses in relation to the way it communicated with home insurance customers at renewal. As a consequence of this action, LBGI received a financial penalty of £90,688,400 pursuant of section 206 of the Act. The FCA’s action took effect on 8 July 2021 and a copy of the Final Notice is displayed on the FCA's web site.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Lloyds TSB Insurance Services Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Screentrade

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Common questions

Frequently asked questions

Is Lloyds Bank Insurance Services Limited FCA authorised?
Yes, Lloyds Bank Insurance Services Limited (FRN 310738) is authorised by the FCA to carry out regulated activities.
Is my money safe with Lloyds Bank Insurance Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lloyds Bank Insurance Services to the Financial Ombudsman Service, free of charge.
Is Lloyds Bank Insurance Services a scam or clone?
Lloyds Bank Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lloyds Bank Insurance Services's Firm Reference Number (FRN)?
Lloyds Bank Insurance Services's FRN is 310738. You can verify it on the FCA register.