Lock Financial Planning Services Limited

Reference number: 1050861

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Corbel Partners Limited Reference number: 429142 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lock Financial Planning Services Limited (FRN 1050861) is an AR of Corbel Partners Limited (FRN 429142). When you use Lock Financial Planning Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lock Financial Planning Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Lock Financial Services

Company details

From the company's Companies House record.

Company number
16901905
Company status
Active
Company type
Private limited company
Incorporated
10 December 2025 (less than a year old)
Registered office
389 Newport Road, Cardiff, South Glamorgan, CF24 1TP, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Charlene Lock Director Mar 1988 10 Dec 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Corbel Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lock Financial Planning Services Limited FCA authorised?
Lock Financial Planning Services Limited (FRN 1050861) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lock Financial Planning Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lock Financial Planning Services Limited (FRN 1050861) is an AR of Corbel Partners Limited (FRN 429142). When you use Lock Financial Planning Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lock Financial Planning Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Lock Financial Planning Services?
Protection works through Corbel Partners Limited, the principal firm responsible for Lock Financial Planning Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Lock Financial Planning Services a scam or clone?
Lock Financial Planning Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lock Financial Planning Services's Firm Reference Number (FRN)?
Lock Financial Planning Services's FRN is 1050861. You can verify it on the FCA register.