LORAM UK LTD

Reference number: 1004211

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • LORAM UK LTD (FRN 1004211) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not LORAM UK.
  • Example: if LORAM UK refers you to a financial adviser, the advice should come from the principal firm, not from LORAM UK itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07765 243052

  • Verified address

    Loram House, 7 Mallard Way, Pride Park, Derby, Derby, DE24 8GX, United Kingdom

Company details

From the company's Companies House record.

Company number
06031483
Company status
Active
Company type
Private limited company
Incorporated
18 December 2006 (19 years old)
Registered office
Loram House 7 Mallard Way, Pride Park, Derby, DE24 8GX, England
Nature of business
  • Manufacture of railway locomotives and rolling stock (SIC 30200)

Current directors and secretaries

Name Role Born Appointed
Peter Anthony Erwin Director Jun 1956 1 Jul 2013
Bradley Alan Willems Director Oct 1966 1 Aug 2016
Ian Peter Edward Duffew Director Mar 1971 22 Apr 2020
Stephen Mannix Director Dec 1978 22 Sep 2025
Lee James Tinney Director Jan 1976 1 Jan 2026
Luke Philip Olson Director May 1981 12 May 2026
Todd Jon Klemmensen Secretary Not published 15 Jun 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is LORAM UK LTD FCA authorised?
LORAM UK LTD (FRN 1004211) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for LORAM UK?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. LORAM UK LTD (FRN 1004211) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not LORAM UK. Example: if LORAM UK refers you to a financial adviser, the advice should come from the principal firm, not from LORAM UK itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with LORAM UK?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for LORAM UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is LORAM UK a scam or clone?
LORAM UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LORAM UK's Firm Reference Number (FRN)?
LORAM UK's FRN is 1004211. You can verify it on the FCA register.