Low Carbon Construction Finance Ltd

Reference number: 791691

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Low Carbon Construction Finance Ltd (FRN 791691) is an AR of Charles Louis Mortgage Advisers Ltd (FRN 759660). When you use Low Carbon Construction Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Low Carbon Construction Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0161 959 0166

  • Verified address

    4 Bolton Street, Ramsbottom, Bury, Greater Manchester, BL0 9HX, United Kingdom

Company details

From the company's Companies House record.

Company name
LOW CARBON CONSTRUCTION FINANCE LIMITED
Company number
10840987
Company status
Active
Company type
Private limited company
Incorporated
28 June 2017 (9 years old)
Registered office
Low Carbon House Court Lane Business Park,, Court Lane, Sopley, Hampshire, BH23 7BN, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Bridgette Maria Farrow Director Feb 1969 28 Jun 2017
Michael David Cookson Director Feb 1979 1 Nov 2017

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Charles Louis Mortgage Advisers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Low Carbon Construction Finance Ltd FCA authorised?
Low Carbon Construction Finance Ltd (FRN 791691) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Low Carbon Construction Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Low Carbon Construction Finance Ltd (FRN 791691) is an AR of Charles Louis Mortgage Advisers Ltd (FRN 759660). When you use Low Carbon Construction Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Low Carbon Construction Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Low Carbon Construction Finance?
Protection works through Charles Louis Mortgage Advisers Ltd, the principal firm responsible for Low Carbon Construction Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Low Carbon Construction Finance a scam or clone?
Low Carbon Construction Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Low Carbon Construction Finance's Firm Reference Number (FRN)?
Low Carbon Construction Finance's FRN is 791691. You can verify it on the FCA register.