Lows Orkney Limited

Reference number: 1018377

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lows Orkney Limited (FRN 1018377) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Lows Orkney refers you to a financial adviser, the advice should come from the principal firm, not from Lows Orkney itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC372531
Company status
Active
Company type
Private limited company
Incorporated
8 February 2010 (16 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Real estate agencies (SIC 68310)
  • Solicitors (SIC 69102)

Current directors and secretaries

Name Role Born Appointed
Duncan Mervin Norman Hill Director Jan 1961 8 Feb 2010
Catherine Marie Smith Director Jun 1984 1 Mar 2014
Eoin James Thomson Director May 1986 1 Mar 2022
Jennifer Christine Stevenson Director Jun 1986 1 Mar 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lows Orkney Limited FCA authorised?
Lows Orkney Limited (FRN 1018377) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lows Orkney?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lows Orkney Limited (FRN 1018377) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Lows Orkney refers you to a financial adviser, the advice should come from the principal firm, not from Lows Orkney itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Lows Orkney?
Protection works through the principal firm responsible for Lows Orkney's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Lows Orkney a scam or clone?
Lows Orkney is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lows Orkney's Firm Reference Number (FRN)?
Lows Orkney's FRN is 1018377. You can verify it on the FCA register.