LRG Financial Services Limited

Reference number: 593672

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LRG Financial Services Limited (FRN 593672) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from LRG Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01344 753483

  • Verified address

    Building 1, Meadows Business Park, Blackwater, Camberley, Hampshire, GU17 9AB, United Kingdom

Also trades as 4 other names
  • Leaders Mortgage Services
  • Mortgage Scout
  • Romans Financial Services
  • Romans Mortgage Services

Company details

From the company's Companies House record.

Company number
03155032
Company status
Active
Company type
Private limited company
Incorporated
5 February 1996 (30 years old)
Registered office
Building 1 Meadows Business Park, Blackwater, Camberley, GU17 9AB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Sarah Jane Thompson Director Apr 1966 12 Dec 2019
Paul Leonard Aitchison Director Jul 1979 13 Jan 2020
Thomas Peter Davies Director May 1983 1 May 2024
Paul Leonard Aitchison Secretary Not published 13 Jan 2020

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Flower Independent Mortgage Advisers Limited
  • Romans Mortgage Services Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Flower Independent Mortgage Advisers
  • Mortgage Advice Bureau
  • Start Financial Services

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Common questions

Frequently asked questions

Is LRG Financial Services Limited FCA authorised?
LRG Financial Services Limited (FRN 593672) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LRG Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LRG Financial Services Limited (FRN 593672) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from LRG Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with LRG Financial Services?
Protection works through the principal firm responsible for LRG Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is LRG Financial Services a scam or clone?
LRG Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LRG Financial Services's Firm Reference Number (FRN)?
LRG Financial Services's FRN is 593672. You can verify it on the FCA register.