Lucent Financial Planning Ltd

Reference number: 1051308

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Acts as a payment agent

This firm does not hold FCA authorisation of its own. It acts as a payment agent under another firm's authorisation.

Responsible principal firm

Moneyinfo Limited Reference number: 806043 Registered View firm →

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Lucent

Company details

From the company's Companies House record.

Company number
08191924
Company status
Active
Company type
Private limited company
Incorporated
28 August 2012 (13 years old)
Registered office
1b The Exchange, 20a Poplar Road, Solihull, B91 3AB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Steven James Rowe Director Dec 1977 28 Aug 2012

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Lucent Financial Planning Ltd FCA authorised?
Lucent Financial Planning Ltd (FRN 1051308) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is my money safe with Lucent Financial Planning?
Lucent Financial Planning is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Is Lucent Financial Planning a scam or clone?
Lucent Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lucent Financial Planning's Firm Reference Number (FRN)?
Lucent Financial Planning's FRN is 1051308. You can verify it on the FCA register.