LUMON PAY LTD

Reference number: 902022

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Lumon

Company details

From the company's Companies House record.

Company number
05082565
Company status
Active
Company type
Private limited company
Incorporated
24 March 2004 (22 years old)
Registered office
20 Farringdon Road, London, EC1M 3HE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Michael James Peter England Director Feb 1981 25 May 2018
Leigh Edward Bridger Director Oct 1980 6 Dec 2021
Jonathan James Guest Director Feb 1983 16 Dec 2021
Ian Mccaig Director Apr 1966 31 Aug 2022
Nicholas John Haslehurst Director Oct 1972 18 Oct 2022
Victor Marc Darvey Director Nov 1972 24 Nov 2023

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • +971502885145
  • 0330 133 7265
Fake email addresses (4)
  • business@eg-pay.co.uk
  • business@egpuk.co.uk
  • personal@eg-pay.co.uk
  • personal@egpuk.co.uk
Fake websites (2)
  • eg-pay.co.uk
  • egpuk.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Foreign Currency Direct Plc
  • LUMON PAY PLC

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Infinity
  • Pure FX

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Common questions

Frequently asked questions

Is LUMON PAY LTD FCA authorised?
Yes, LUMON PAY LTD (FRN 902022) is authorised by the FCA to carry out regulated activities.
Is my money safe with LUMON PAY?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about LUMON PAY to the Financial Ombudsman Service, free of charge.
Is LUMON PAY a scam or clone?
LUMON PAY is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LUMON PAY's Firm Reference Number (FRN)?
LUMON PAY's FRN is 902022. You can verify it on the FCA register.