Lyles' Independent Financial Advice Limited

Reference number: 740148

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lyles' Independent Financial Advice Limited (FRN 740148) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Lyles' Independent Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lyles' Independent Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07760 162362

  • Verified address

    55 Llewelyn Goch, St. Fagans, Cardiff, Caerdydd, CF5 6HR, United Kingdom

Company details

From the company's Companies House record.

Company name
LYLES INDEPENDENT FINANCIAL ADVICE LTD
Company number
10045004
Company status
Active
Company type
Private limited company
Incorporated
7 March 2016 (10 years old)
Registered office
55 Llewelyn Goch, St. Fagans, Cardiff, CF5 6HR, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Robert Frederick Neil Lyle Director Oct 1968 7 Mar 2016
Sarah Louise Lyle Director Jun 1969 7 Mar 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Lyles Independent Financial Advice Ltd
  • Lyles' Independent Financial Advice Ltd

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Common questions

Frequently asked questions

Is Lyles' Independent Financial Advice Limited FCA authorised?
Lyles' Independent Financial Advice Limited (FRN 740148) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lyles' Independent Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lyles' Independent Financial Advice Limited (FRN 740148) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Lyles' Independent Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lyles' Independent Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Lyles' Independent Financial Advice?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Lyles' Independent Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Lyles' Independent Financial Advice a scam or clone?
Lyles' Independent Financial Advice is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Lyles' Independent Financial Advice's Firm Reference Number (FRN)?
Lyles' Independent Financial Advice's FRN is 740148. You can verify it on the FCA register.