M:M Bio Limited

Reference number: 971436

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • M:M Bio Limited (FRN 971436) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not M:M Bio.
  • Example: if M:M Bio refers you to a financial adviser, the advice should come from the principal firm, not from M:M Bio itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13706785
Company status
Active
Company type
Private limited company
Incorporated
27 October 2021 (4 years old)
Registered office
99 Park Drive, Milton, Abingdon, OX14 4RY, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)
  • Research and experimental development on biotechnology (SIC 72110)

Current directors and secretaries

Name Role Born Appointed
Kirsty Ann Mccarthy Director Apr 1964 27 Oct 2021
Tom Mccarthy Director Jun 1967 22 Nov 2021
Samantha Ann Harris Secretary Not published 14 Nov 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is M:M Bio Limited FCA authorised?
M:M Bio Limited (FRN 971436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for M:M Bio?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. M:M Bio Limited (FRN 971436) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not M:M Bio. Example: if M:M Bio refers you to a financial adviser, the advice should come from the principal firm, not from M:M Bio itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with M:M Bio?
Protection works through SME HCI Limited, the principal firm responsible for M:M Bio's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is M:M Bio a scam or clone?
M:M Bio is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is M:M Bio's Firm Reference Number (FRN)?
M:M Bio's FRN is 971436. You can verify it on the FCA register.