M.R. RATCLIFFE CONSULTANTS LIMITED

Reference number: 309607

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 5 other names
  • Haulage Direct
  • Minibus Extra
  • M R Ratcliffe Insurance Brokers
  • Ratcliffes Insurance Brokers
  • Ratcliffe Underwriting

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
02127940
Company status
Active
Company type
Private limited company
Incorporated
5 May 1987 (39 years old)
Registered office
Wolseley House, Oriel Road, Cheltenham, Gloucestershire, GL50 1TH, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Patricia Rose Ratcliffe Director May 1937 Not published
Michael Richardson Ratcliffe Director Nov 1945 Not published
Patricia Rose Ratcliffe Secretary Not published 28 Mar 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is M.R. RATCLIFFE CONSULTANTS LIMITED FCA authorised?
Yes, M.R. RATCLIFFE CONSULTANTS LIMITED (FRN 309607) is authorised by the FCA to carry out regulated activities.
Is my money safe with M.R. RATCLIFFE CONSULTANTS?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about M.R. RATCLIFFE CONSULTANTS to the Financial Ombudsman Service, free of charge.
Is M.R. RATCLIFFE CONSULTANTS a scam or clone?
M.R. RATCLIFFE CONSULTANTS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is M.R. RATCLIFFE CONSULTANTS's Firm Reference Number (FRN)?
M.R. RATCLIFFE CONSULTANTS's FRN is 309607. You can verify it on the FCA register.