Madison CF UK Limited

Reference number: 741774

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • 118118 Money

Company details

From the company's Companies House record.

Company number
08393840
Company status
Active
Company type
Private limited company
Incorporated
7 February 2013 (13 years old)
Registered office
71-73 Carter Lane, London, EC4V 5EQ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Robert Pines Director Mar 1964 8 Apr 2014
Pradipkumar Raval Director Nov 1957 9 May 2014
Jonathan Mark Weintraub Director Mar 1963 17 Nov 2021
Daniel Martin Malone Director Dec 1963 30 Oct 2024
Andrew Robert Punch Director Mar 1960 20 Dec 2024
Gregory Peter Baldwin Director Jun 1974 25 Feb 2025

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (10 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 4. Executing payment transactions (credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 8. Account information services
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Complaints record

In January–June 2025, the Financial Ombudsman Service received 551 new complaints about this firm, and upheld 22% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 551

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Madison CF UK Limited FCA authorised?
Yes, Madison CF UK Limited (FRN 741774) is authorised by the FCA to carry out regulated activities.
Is my money safe with Madison CF UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Madison CF UK to the Financial Ombudsman Service, free of charge.
Is Madison CF UK a scam or clone?
Madison CF UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Madison CF UK's Firm Reference Number (FRN)?
Madison CF UK's FRN is 741774. You can verify it on the FCA register.