MAJ Financial Planning Ltd

Reference number: 927948

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MAJ Financial Planning Ltd (FRN 927948) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use MAJ Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MAJ Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12572881
Company status
Active
Company type
Private limited company
Incorporated
27 April 2020 (6 years old)
Registered office
10 The Paddock, Hemsby, Great Yarmouth, NR29 4HG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Martin Leslie Smith Director Apr 1957 27 Apr 2020

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through M&G ADVICE PARTNERS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is MAJ Financial Planning Ltd FCA authorised?
MAJ Financial Planning Ltd (FRN 927948) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MAJ Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MAJ Financial Planning Ltd (FRN 927948) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use MAJ Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MAJ Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with MAJ Financial Planning?
Protection works through M&G ADVICE PARTNERS LIMITED, the principal firm responsible for MAJ Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is MAJ Financial Planning a scam or clone?
MAJ Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is MAJ Financial Planning's Firm Reference Number (FRN)?
MAJ Financial Planning's FRN is 927948. You can verify it on the FCA register.