Maria Koleva Mortgage Consultancy Ltd

Reference number: 922370

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Maria Koleva Mortgage Consultancy Ltd (FRN 922370) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Maria Koleva Mortgage Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
MARIA KOLEVA MORTGAGE CONSULTANCY LIMITED
Company number
09647694
Company status
Active
Company type
Private limited company
Incorporated
19 June 2015 (11 years old)
Registered office
Suite 101lumina Business Centre 32 Lumina Way, Enfield, EN1 1FS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Maria Koleva Director Sep 1981 19 Jun 2015

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Maria Koleva Mortgage Consultancy Ltd FCA authorised?
Maria Koleva Mortgage Consultancy Ltd (FRN 922370) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Maria Koleva Mortgage Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Maria Koleva Mortgage Consultancy Ltd (FRN 922370) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Maria Koleva Mortgage Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Maria Koleva Mortgage Consultancy?
Protection works through the principal firm responsible for Maria Koleva Mortgage Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Maria Koleva Mortgage Consultancy a scam or clone?
Maria Koleva Mortgage Consultancy is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Maria Koleva Mortgage Consultancy's Firm Reference Number (FRN)?
Maria Koleva Mortgage Consultancy's FRN is 922370. You can verify it on the FCA register.