Mark Lloyd Mortgages Ltd

Reference number: 1012273

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mark Lloyd Mortgages Ltd (FRN 1012273) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mark Lloyd Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mark Lloyd Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07958 084730

  • Verified address

    Suite 1 Avon House, Dafen Trade Park 2, Llanelli, SA14 8NA, United Kingdom

Also trades as
  • Arrive Mortgages
  • Arrive Protection

Company details

From the company's Companies House record.

Company number
14022324
Company status
Active
Company type
Private limited company
Incorporated
4 April 2022 (4 years old)
Registered office
Suite 1 Avon House, Dafen Trade Park 2, Llanelli, Carmarthenshire, SA14 8NA, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Matthew Whitehead Director Feb 1991 4 Apr 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mark Lloyd Mortgages Ltd FCA authorised?
Mark Lloyd Mortgages Ltd (FRN 1012273) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mark Lloyd Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mark Lloyd Mortgages Ltd (FRN 1012273) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mark Lloyd Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mark Lloyd Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mark Lloyd Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for Mark Lloyd Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mark Lloyd Mortgages a scam or clone?
Mark Lloyd Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mark Lloyd Mortgages's Firm Reference Number (FRN)?
Mark Lloyd Mortgages's FRN is 1012273. You can verify it on the FCA register.