Matthew Whittingham, Francisco Casserley and Sukhbir Chandy

Reference number: 1041173

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Appointed representative

Matthew Whittingham, Francisco Casserley and Sukhbir Chandy does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Matthew Whittingham, Francisco Casserley and Sukhbir Chandy (FRN 1041173) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Matthew Whittingham, Francisco Casserley and Sukhbir Chandy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Matthew Whittingham, Francisco Casserley and Sukhbir Chandy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01706 524469

  • Verified address

    Roch Valley Dental Practice, 23 Roch Valley Way, Rochdale, Rochdale, OL11 4PZ, United Kingdom

Also trades as
  • Roch Valley Dental
  • Whittingham, Casserley & Chandy

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Matthew Whittingham, Francisco Casserley and Sukhbir Chandy FCA authorised?
Matthew Whittingham, Francisco Casserley and Sukhbir Chandy (FRN 1041173) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Matthew Whittingham, Francisco Casserley and Sukhbir Chandy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Matthew Whittingham, Francisco Casserley and Sukhbir Chandy (FRN 1041173) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Matthew Whittingham, Francisco Casserley and Sukhbir Chandy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Matthew Whittingham, Francisco Casserley and Sukhbir Chandy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Matthew Whittingham, Francisco Casserley and Sukhbir Chandy?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Matthew Whittingham, Francisco Casserley and Sukhbir Chandy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Matthew Whittingham, Francisco Casserley and Sukhbir Chandy a scam or clone?
Matthew Whittingham, Francisco Casserley and Sukhbir Chandy is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Matthew Whittingham, Francisco Casserley and Sukhbir Chandy's Firm Reference Number (FRN)?
Matthew Whittingham, Francisco Casserley and Sukhbir Chandy's FRN is 1041173. You can verify it on the FCA register.