Maxted & Bareham Financial Services Ltd

Reference number: 154385

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Maxted & Bareham Financial Services Ltd (FRN 154385) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Maxted & Bareham Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01442 212600

  • Verified address

    4 Halifax Close, Bricket Wood, St. Albans, Hertfordshire, AL2 3RH, United Kingdom

Company details

From the company's Companies House record.

Company name
MAXTED & BAREHAM FINANCIAL SERVICES LIMITED
Company number
03654232
Company status
Active
Company type
Private limited company
Incorporated
22 October 1998 (27 years old)
Registered office
Northwood House, 138 Bromham Road, Bedford, Bedfordshire, MK40 2QW
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Stephen Maxted Director Nov 1965 22 Oct 1998
Caroline Maxted Director Apr 1968 20 May 2019
Caroline Maxted Secretary Not published 22 Oct 1998

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Maxted & Bareham Financial Services Ltd - U189
  • Maxted & Bareham Financial Services U189

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Common questions

Frequently asked questions

Is Maxted & Bareham Financial Services Ltd FCA authorised?
Maxted & Bareham Financial Services Ltd (FRN 154385) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Maxted & Bareham Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Maxted & Bareham Financial Services Ltd (FRN 154385) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Maxted & Bareham Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Maxted & Bareham Financial Services?
Protection works through the principal firm responsible for Maxted & Bareham Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Maxted & Bareham Financial Services a scam or clone?
Maxted & Bareham Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Maxted & Bareham Financial Services's Firm Reference Number (FRN)?
Maxted & Bareham Financial Services's FRN is 154385. You can verify it on the FCA register.