MCGRADY FINANCIAL SERVICES LIMITED

Reference number: 1057404

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MCGRADY FINANCIAL SERVICES LIMITED (FRN 1057404) is an AR of SODERBERG & PARTNERS FINANCIAL PLANNING LIMITED (FRN 671601). When you use MCGRADY FINANCIAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MCGRADY FINANCIAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 4461 7176

  • Verified address

    Mcgrady Financial Services Ltd, 33 St. Patricks Avenue, Downpatrick, Northern Ireland, BT30 6DW, United Kingdom

Company details

From the company's Companies House record.

Company number
NI032133
Company status
Active
Company type
Private limited company
Incorporated
20 March 1997 (29 years old)
Registered office
33 St. Patricks Avenue, Downpatrick, Co Down, BT30 6DW
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Philip Mccrickard Director May 1974 1 Sep 2010
Duncan Louis James Mckillop Director Oct 1966 20 Apr 2026
Catherine Mccrickard Secretary Not published 1 Sep 2010

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SODERBERG & PARTNERS FINANCIAL PLANNING LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is MCGRADY FINANCIAL SERVICES LIMITED FCA authorised?
MCGRADY FINANCIAL SERVICES LIMITED (FRN 1057404) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MCGRADY FINANCIAL SERVICES?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MCGRADY FINANCIAL SERVICES LIMITED (FRN 1057404) is an AR of SODERBERG & PARTNERS FINANCIAL PLANNING LIMITED (FRN 671601). When you use MCGRADY FINANCIAL SERVICES's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MCGRADY FINANCIAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with MCGRADY FINANCIAL SERVICES?
Protection works through SODERBERG & PARTNERS FINANCIAL PLANNING LIMITED, the principal firm responsible for MCGRADY FINANCIAL SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is MCGRADY FINANCIAL SERVICES a scam or clone?
MCGRADY FINANCIAL SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is MCGRADY FINANCIAL SERVICES's Firm Reference Number (FRN)?
MCGRADY FINANCIAL SERVICES's FRN is 1057404. You can verify it on the FCA register.