McHardy Private Wealth Limited

Reference number: 469955

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • McHardys
  • MPW

Company details

From the company's Companies House record.

Company number
SC324229
Company status
Active
Company type
Private limited company
Incorporated
23 May 2007 (19 years old)
Registered office
13 Bon Accord Crescent, Aberdeen, AB11 6DE, Scotland
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Andrew James Kerr Director Jan 1973 4 Sep 2018
Richard Andrew Fletcher Director Oct 1978 4 Sep 2018
Mark James Thornton-Smith Director Oct 1979 9 Mar 2023
Joseph O'Brien Director Sep 1983 20 Jan 2025
Jonathan Lindsay Mclaren Craig Director Sep 1980 28 Feb 2025
Alan Murdo Hardie Director Apr 1965 19 Mar 2025
Stuart Johnson Director Mar 1983 12 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • McHardy Private Wealth Ltd
  • Wishart Wealth Management Ltd

Names it no longer trades under

This firm has retired 8 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • How Much Is Enough?
  • Inspired Wealth
  • Inspired Wealth Planning
  • McHardy Wealth
  • McHardy Wealth Aberdeen
  • McHardy Wealth Edinburgh
  • Wishart Wealth
  • Wishart Wealth Management

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Common questions

Frequently asked questions

Is McHardy Private Wealth Limited FCA authorised?
Yes, McHardy Private Wealth Limited (FRN 469955) is authorised by the FCA to carry out regulated activities.
Is my money safe with McHardy Private Wealth?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about McHardy Private Wealth to the Financial Ombudsman Service, free of charge.
Is McHardy Private Wealth a scam or clone?
McHardy Private Wealth is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is McHardy Private Wealth's Firm Reference Number (FRN)?
McHardy Private Wealth's FRN is 469955. You can verify it on the FCA register.