Mercia Business Loans Limited

Reference number: 443560

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
05566789
Company status
Active
Company type
Private limited company
Incorporated
19 September 2005 (20 years old)
Registered office
Preston Technology Management Centre, Marsh Lane, Preston, Lancashire, PR1 8UQ
Nature of business
  • Activities of venture and development capital companies (SIC 64303)

Current directors and secretaries

Name Role Born Appointed
Clive Graham Downward Director Jul 1955 1 Apr 2007
Martin James Glanfield Director Jan 1959 9 Mar 2016
Mark Andrew Payton Director Apr 1967 9 Mar 2016
Paul Cameron Taberner Director Oct 1964 9 May 2017
James Francis Sly Director Jan 1992 18 May 2026

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments · Run or oversee funds FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments
  • Managing an unauthorised AIF

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.
  • Venture Capital Business Only
    The firm must not conduct designated investment business other than Venture Capital business.
One supervisory condition set by the FCA

These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.

  • Small Authorised UK AIFM (Sub-Threshold)
    The total value of assets under management by the firm must not exceed the relevant threshold as set out in Article 3(2) of AIFMD (as determined under Chapter II, section I of the AIFMD level 2 regulation). In the event that the relevant threshold is breached, the firm must submit an application for authorisation as a Full-scope UK AIFM to the FCA

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • EV Business Loans Limited
  • Finance South Yorkshire Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Mercia Debt

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Common questions

Frequently asked questions

Is Mercia Business Loans Limited FCA authorised?
Yes, Mercia Business Loans Limited (FRN 443560) is authorised by the FCA to carry out regulated activities.
Is my money safe with Mercia Business Loans?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mercia Business Loans to the Financial Ombudsman Service, free of charge.
Is Mercia Business Loans a scam or clone?
Mercia Business Loans is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mercia Business Loans's Firm Reference Number (FRN)?
Mercia Business Loans's FRN is 443560. You can verify it on the FCA register.