Meridian FS Limited

Reference number: 664078

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Meridian FS Limited (FRN 664078) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Meridian FS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Meridian FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Meridian Financial Services

Company details

From the company's Companies House record.

Company number
10057780
Company status
Active
Company type
Private limited company
Incorporated
11 March 2016 (10 years old)
Registered office
Unit M3 Frome Business Park, Manor Road Marston Trading Estate, Frome, Somerset, BA11 4FN, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Andrew James Palmer Director Jul 1979 11 Mar 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Andrew James Palmer
  • Andrew Palmer
  • Meridian FS Ltd

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Andrew Palmer Financial Services
  • AP-FS
  • Chippendale & Clark Financial

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Common questions

Frequently asked questions

Is Meridian FS Limited FCA authorised?
Meridian FS Limited (FRN 664078) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Meridian FS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Meridian FS Limited (FRN 664078) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Meridian FS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Meridian FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Meridian FS?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Meridian FS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Meridian FS a scam or clone?
Meridian FS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Meridian FS's Firm Reference Number (FRN)?
Meridian FS's FRN is 664078. You can verify it on the FCA register.