Mermaid Insurance Services Ltd

Reference number: 308971

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0121 778 1977

  • Verified address

    823 Stratford Road, Sparkhill, Birmingham, West Midlands, B11 4DA, United Kingdom

Company details

From the company's Companies House record.

Company number
04188435
Company status
Active
Company type
Private limited company
Incorporated
27 March 2001 (25 years old)
Registered office
823 Stratford Road, Springfield, Birmingham, West Midlands, B11 4DA
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Mandeep Sondh Director Jun 1976 1 Apr 2001
Rakshpal Kaur Sondh Secretary Not published 1 Apr 2001

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mermaid Insurance Services Ltd FCA authorised?
Yes, Mermaid Insurance Services Ltd (FRN 308971) is authorised by the FCA to carry out regulated activities.
Is my money safe with Mermaid Insurance Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mermaid Insurance Services to the Financial Ombudsman Service, free of charge.
Is Mermaid Insurance Services a scam or clone?
Mermaid Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mermaid Insurance Services's Firm Reference Number (FRN)?
Mermaid Insurance Services's FRN is 308971. You can verify it on the FCA register.