MI Vehicle Finance Limited

Reference number: 718729

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Mann Island
  • Mann Island Finance
  • Mann Island Vehicle Finance
  • MI Finance

Company details

From the company's Companies House record.

Company number
05643927
Company status
Active
Company type
Private limited company
Incorporated
5 December 2005 (20 years old)
Registered office
Reading International Business Park, Reading, RG2 6AA, England
Nature of business
  • Financial leasing (SIC 64910)

Current directors and secretaries

Name Role Born Appointed
Andrew Stuart Hart Director May 1974 27 Apr 2016
James Stephen Collins Director May 1985 11 Sep 2019
Stephen Philip Budd Director Apr 1963 11 Sep 2019
Peter James Orton Director Mar 1970 11 Sep 2019
Noel Justin Sumner Director May 1973 10 Nov 2021
Margaret Dambudzo Zimunhu Director Sep 1981 10 Nov 2021
Connie Mei Ling Law Secretary Not published 23 Feb 2010

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Names it no longer trades under

This firm has retired 6 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Access
  • Investec Asset Finance
  • Mann Island Access
  • Mann Island Finance Access
  • MI Access
  • MIVF Access

Complaints record

In January–June 2025, the Financial Ombudsman Service received 369 new complaints about this firm, and upheld 46% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 369

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is MI Vehicle Finance Limited FCA authorised?
Yes, MI Vehicle Finance Limited (FRN 718729) is authorised by the FCA to carry out regulated activities.
Is my money safe with MI Vehicle Finance?
Protection depends on which product you hold and how MI Vehicle Finance handles your money, so check the specific product before you commit. You can also refer complaints about MI Vehicle Finance to the Financial Ombudsman Service, free of charge.
Is MI Vehicle Finance a scam or clone?
MI Vehicle Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is MI Vehicle Finance's Firm Reference Number (FRN)?
MI Vehicle Finance's FRN is 718729. You can verify it on the FCA register.